Junior SIPP

It is never to early to start paying into a pension − and the Hartley Junior SIPP allows you to do this without worrying about high charges affecting potential growth. Choose an investment platform and start planning for the future today.

Transparency on Charges

The charging structure of the Hartley Junior Self-Invested Pension Plan (SIPP) is transparent. There are no hidden charges.

Junior SIPPFees
Establishment Fee£50 + VAT
Annual Administration Fee£50 + VAT

The Establishment fee of £50 + VAT covers the initial application and the investment administration. The Annual Administration Fee is charged in advance and covers the day-to-day administration of your SIPP − including collecting pension contributions, claiming tax relief, providing an annual valuation, and completing all HMRC and FCA reporting to maintain the tax efficiency of your pension.

When the child reaches the age of 18, the Hartley Junior SIPP will automatically transfer to the Prosperity SIPP.

The Professional Personal Touch

Hartley Pensions have provided pension products to clients for over 35 years. We are not a call centre − your calls are answered by a trained pension professional. Every client gets their own personal Pension Administrator, who holds industry-recognised qualifications. To us, you are not just another customer − we understand that every client has specific requirements. We are here to make the complex world of pensions simple.

Key benefits at a glance

Your own pension administrator

No transfer out fees

No transfer out fees

We are so confident you will be impressed with our service that we do not charge a fee to transfer out.

Important Information

Only one investment can be held within the Hartley Junior SIPP. If you wish to hold more than one investment within your SIPP, you will need to move to the Prosperity SIPP. Please read the Key Features Document and the Hartley Junior SIPP Terms & Conditions in full prior to applying for a Junior SIPP. These documents and further information can be found on our website. Hartley Pensions are not authorised to give financial advice. We strongly recommend you seek independent financial advice from an FCA-authorised individual and tax advice from a suitably qualified tax adviser so they can tailor recommendations based on your personal circumstances and future requirements.

Apply online today

Apply online today (two columns)

Not ready to apply just yet?

I'd like to speak to someone can I request a call back?


I'd like to download the Junior SIPP PDF to read offline


I'd like to download the Junior SIPP Key Features Document


I'd like to transfer in from my existing pension plan


Capital Adequacy

Hartley Pensions Limited are in full compliance with the latest FCA capital adequacy rules that came into force affecting SIPP providers.

How it affects you ...