Capital Adequacy
Hartley Pensions Limited are in full compliance with the latest FCA capital adequacy rules that came into force affecting SIPP providers.
How it affects you ...A SIPP (Self Invested Personal Pension) is one of the most tax-efficient ways of saving for retirement. Traditional pensions typically limit investment choice to a shorter list of funds, normally run by the pension company’s own fund managers, however a SIPP lets you invest almost anywhere you like and choose your own investments.
Like all pensions, a SIPP offers up to 45% tax relief on contributions and there is no UK capital gains tax or UK income tax to pay. The tax benefits will depend on your individual circumstances and tax rules are subject to change by the government.
